Are You Advertising?

Building a business requires letting as many people know about it as possible. There are many different ways on how to do this. I will be mentioning just a few inexpensive paths to advertising. Just remember to keep all receipts for tax purposes.

Business Cards

Business cards are essential for a businessman or businesswoman. They are small enough to carry around and large enough to hold just enough information to give to a customer. This information should include the name of your business, your name, phone number, business address and (a website if you have one).

Make sure your business cards look professional, but have a modest approach. Following the example of Ready Money Capital Limited, don’t go overboard with background colour. In fact, just your business logo would be enough. Too much colour tells the people looking at your business card that you are a “money shark!” You do not want to be a “money shark,” or what everyone else calls a conman.

Posters and Fliers

Professionally made fliers can be eye-catching, which is important for a business to thrive. When making a flier, only bold print the important information like your business website. Background colour is essential because it draws in your customers. So, have fun with the fliers you make and don’t forget to put down the normal information.

Fliers usually announce special deals that your business is offering. Such information as sales, offers, and sweepstakes are important to announce on a business flier. Also, don’t forget to place these in main streets so people can see them.

Business Networking

In today’s economy, many small business owners find it rewarding with making customers out of other business owners. This is what many call business networking. This is especially common on social-networking sites, mainly on Facebook, and it is becoming more and more popular because of its advertising exposure. Many in these business communities help each other out by advertising each other’s businesses to people they know.

This is a thriving business method of advertising, and it can potentially reach thousands of people at a time. Business relationships tend to grow and both sides see the benefits of helping each other out.

Despite the rewards of business networking, the cons depend much on your business. This kind of networking brings in potential customers from around the world. Your business will need to provide for them. If you are selling a product, you will need to find some way of delivering it.

In my opinion, businesses that provide online services reap the best rewards out of business networking.

A Little History of Breakdown Cover

Automobiles have had insurance almost from the beginning because citizens objected to the noisy contraptions that went faster than horse-drawn conveyances and that could develop dangerous mechanical problems. That is not to say that a runaway horse was not a hazard, but automobiles were strictly mechanical, and could not make decisions for themselves. Nor could they steer themselves for a tired worker or an inexperienced driver. Insurance covered liability should the vehicle harm people or property, but it did not usually take care of mechanical repairs.

Safety in Numbers: Automobile Clubs and Roadside Assistance

Early automobiles were simple machines compared to the sophisticated vehicles of today. They could often be temporarily repaired with some wire or even a bit of rope, depending on what the problem might be. Sometimes, all that was really needed was a second person to turn the starter crank. Automobile owners banded together, forming clubs to help each other out. Two early British auto clubs were the RAC (Royal Auto Club) and the AA (Auto Association). In the United States, there were also associations that formed, including AAA, sometimes called Triple A or the American Auto Association. These names are likely to be familiar to auto owners today since they were the beginnings of modern breakdown cover or roadside assistance.

Formalizing a Good Thing

It was not long before these clubs and their subscribers created rules, set prices on services and generally formalized breakdown or roadside services. While this could have its downside, it also made the services more reliable and cost-efficient. In the long run, it has meant that subscribers can count on having someone they can call in an emergency.

Calling for Help

When automobiles were new, so was telephone service. Telephones had to be connected with wires, and almost no one had a mobile or portable telephone. Consequently, one of the things that some of the clubs did was to provide call boxes along the roads or streets. Eventually, these would become coin-operated payphones.

As mobile phones became smaller, more convenient and easier to use, thanks to wireless technology and other inventions, the pay-phone began to disappear. Whereas payphones or call boxes could be found on nearly any street corner, they are almost non-existent today.

Even ordinary insurance policies these days issue a telephone number that can be called at any time, day or night, in the event of an emergency, you can even cover your motorbike. For a breakdown cover, a phone number and a phone is almost a necessity because you need a way to get in touch with your insurer in times of need.

Smart Cars

While self-driving vehicles are not yet ready for general use, cars have acquired a lot of added equipment over the years. From anti-pollution devices to extra lights, proximity alarms, backup cameras, air conditioning, and more, your vehicle can do a lot that your grandparents never even dreamed of their jalopy being able to manage.

OnStar and Other Dashboard Calling Devices

When a driver is incapacitated for any reason, he or she might not be able to make a phone call. The phone might be out of reach, the driver could be unconscious. When this happens, it can be a real blessing for your vehicle to make a call or for the absence of a response from your vehicle to create an emergency alert. While not a substitute for a live person stopping to see if you are hurt or need help, it can bring assistance to your side.

After all, when the bottom line is reached, the whole point of breakdown cover or roadside assistance is to get help to you when you need it.  

Short-Term Loans Cause Long-Term Destruction

Don’t Be a Statistic; Short-term “Payday” Loans Can Destroy Your Financial Health

I still remember the first time I went canoeing. I did fine until we’d almost completed the watery journey. Our canoe tipped slightly to the side, and both I and a fellow paddler slightly freaked out.

So focused on what we saw as a problem, we overreacted. We tipped completely over. We got drenched — and of course, we were teased for hours.

Sometimes a short-term problem can cause us to go crazy and look for any answer — even if it causes long-term havoc.

Payday loans are geared towards suckers. People who are financially illiterate, and want to eradicate a “now” problem at the cost of “later”. There are several reasons you should never consider getting a short-term payday loan:
High Interest — Payday loans have outlandishly high levels of interest, meaning you pay much more than you ever should. The interest for a short-term loan is often hundreds of times the rate for other loans.

High Fines — If you miss your payment, the lender will often slap you with a “fine” that is nearly the amount of your loan. This makes it much harder for you to pay the original loan off, putting you into debt slavery. Not pretty.

More Debt — Debt, in general, harms your financial well being. It means that whatever you buy isn’t really yours — you haven’t even paid for it yet. Plus, why would someone lend you money? They are literally selling you money … so long as you pay them even more money. Debt is almost inherently a bad idea. Don’t get a short-term, short-sighted loan. Focus on the long term and learn to actually solve problems. Don’t sink your financial canoe.